Worksheet
Housing allowance expense list
Enter your monthly amount beside each expense that applies. Totals update as you type. Use the annual total as your "actual expenses" figure.
| Expense | Per month | Per year |
|---|---|---|
| Housing costs | ||
| Rent Usually allowed | $0 | |
| Mortgage payment (principal and interest) Usually allowed | $0 | |
| Property taxes Usually allowed | $0 | |
| Homeowners or renters insurance Usually allowed | $0 | |
| HOA or condo fees Usually allowed | $0 | |
| Second mortgage / home equity loan payments (if used for the home) Usually allowed | $0 | |
| Utilities | ||
| Electricity Usually allowed | $0 | |
| Natural gas / heating oil / propane Usually allowed | $0 | |
| Water, sewer and trash Usually allowed | $0 | |
| Internet, cable and home phone Confirm with your adviser | $0 | |
| Cell phone plan Confirm with your adviser | $0 | |
| Upkeep and household | ||
| Repairs and maintenance Usually allowed | $0 | |
| Cleaning supplies and household goods (paper goods, soap, bulbs) Usually allowed | $0 | |
| Pest control Usually allowed | $0 | |
| Yard supplies, landscaping and snow removal Usually allowed | $0 | |
| Furniture and furnishings Usually allowed | $0 | |
| Appliances Usually allowed | $0 | |
| Decor, curtains, rugs Usually allowed | $0 | |
| Home improvements (confirm for major projects) Confirm with your adviser | $0 | |
| Moving or storage tied to housing Confirm with your adviser | $0 | |
| $0 | ||
| $0 | ||
Monthly total$0
Annual total$0
Use this in the housing allowance calculator Create a request letter to your church
Generally not included
- Food and groceries.
- Hired household help, such as a housekeeper or gardener.
- Personal items such as clothing, entertainment, and travel.
- Costs for a second home beyond your main home.
Based on IRS Publication 517, which refers to expenses of providing a home, including utilities, furnishings, and repairs. IRS treatment of items like internet and cell service is not spelled out in every case, so those are marked "confirm". Keep receipts. Your exclusion is still limited by the designated amount and fair rental value plus utilities.